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karen0182
Jan 9, 20242 min read
NEW YEAR, NEW INSURANCE...NEW DEDUCTIBLE?
The beginning of the new year often means a new insurance plan for many people, both in Medicare and in private or Marketplace plans and...
25 views0 comments
kim1134
Nov 13, 20232 min read
Open Enrollment for Under 65
The FFM or Marketplace has opened as of November 1,2023 for people who are under 65 to shop for and enroll in health plans for 2024. This...
6 views0 comments
kim1134
Nov 13, 20233 min read
Ten Things to Know About Turning 65 and Medicare
Turning 65 is a significant milestone for many individuals in the U.S., as it marks the age at which you become eligible for Medicare, a...
22 views0 comments
kim1134
Sep 10, 20232 min read
Insurance Changes Coming in 2024
There are numerous changes to insurance that will take effect beginning in January 2024. Here is a summary of some of those changes:...
97 views0 comments
kim1134
Sep 10, 20232 min read
The Annual Enrollment Period (AEP)... Easy as 1-2-3
As we head into one of the busiest seasons for health insurance, we want you to know that we are here to make life easier for all our...
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kim1134
Aug 9, 20232 min read
When Life Transitions Affect Your Insurance Needs
In addition to the major transition from insurance for those under 65 to Medicare, there are other transitions that affect insurance for...
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kim1134
Aug 7, 20234 min read
Transitioning to Medicare
When you are approaching age 65 or are past age 65 but approaching retirement your insurance situation will change dramatically from what...
40 views0 comments
kim1134
Jul 2, 20231 min read
The Medigap Trial Right: A Definition
There is a 12-month trial right period in the first year after you enroll in a Medicare Advantage plan. This only applies the first time...
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kim1134
Jul 2, 20231 min read
Why You Should Use An Independent Health Insurance Broker
Using an independent health insurance broker can offer several benefits when it comes to selecting a health insurance plan. Here are a...
20 views0 comments
kim1134
May 4, 20232 min read
What's the Difference? Medicare Advantage vs. Medigap
Medicare Advantage vs Medigap Medicare Advantage and Medigap are both options for individuals who are eligible for Medicare and looking...
42 views0 comments
kim1134
May 4, 20232 min read
The Facts About Medicare Supplements
What is a Medigap Policy? Medicare Supplement plans are a type of health insurance for people who have Medicare. They cover the gaps in...
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kim1134
Apr 5, 20231 min read
Schedule Your Medicare Annual Wellness Visit
This visit is different from your “Welcome to Medicare” preventive visit which happens in the first 12 months after you have Medicare....
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kim1134
Apr 5, 20232 min read
What Can You Do If You Lose Health Insurance Coverage?
If you have lost your marketplace coverage or did not enroll during the annual enrollment period, there are several options available to...
26 views0 comments
kim1134
Apr 5, 20231 min read
Your Welcome to Medicare Visit
When you go into Medicare after leaving private or group-based plans, you will be replacing your annual physical with this one-time free...
36 views0 comments
kim1134
Mar 3, 20232 min read
Understanding the Medicare Advantage Open Enrollment Period
Sometimes people enroll in a Medicare Advantage plan because they are dazzled by the extra benefits and they don’t understand the...
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kim1134
Mar 3, 20231 min read
Our Business is Growing and We Need Your Help
Many of you know that I started this business 13 years ago after moving to the Chicago area and looking for a new career. This agency...
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kim1134
Feb 7, 20233 min read
Five Things You Should Remember about Medicare Advantage and Prescription Drug Plans
Since Medicare Advantage and Prescription Drug plans run on a calendar year you may not remember or know this: If you have enrolled in an...
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kim1134
Feb 7, 20231 min read
Open Enrollment Periods Closed for 2023, But….
Most Open Enrollment Periods have expired, so most people are locked into their policies for the remainder of 2023. This is true for...
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kim1134
Feb 7, 20233 min read
January Webinar Summary
Our January webinars were dedicated to understanding the recent legislative changes that are going to begin taking place in 2023. ...
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karen0182
Feb 15, 20213 min read
Tips and Tricks for Part D Prescription Drug Plans
Many people change their Part D drug plan during the Annual Enrollment Period (AEP) and find themselves with questions on January 1 when...
32 views0 comments
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