How can they offer insurance with no premium? While your plan does not have a premium, there are out-of-pocket costs including copays and...

The beginning of the new year often means a new insurance plan for many people, both in Medicare and in private or Marketplace plans and...

The FFM or Marketplace has opened as of November 1,2023 for people who are under 65 to shop for and enroll in health plans for 2024. This...

Turning 65 is a significant milestone for many individuals in the U.S., as it marks the age at which you become eligible for Medicare, a...

There are numerous changes to insurance that will take effect beginning in January 2024. Here is a summary of some of those changes:...

As we head into one of the busiest seasons for health insurance, we want you to know that we are here to make life easier for all our...

In addition to the major transition from insurance for those under 65 to Medicare, there are other transitions that affect insurance for...

When you are approaching age 65 or are past age 65 but approaching retirement your insurance situation will change dramatically from what...

There is a 12-month trial right period in the first year after you enroll in a Medicare Advantage plan. This only applies the first time...

Using an independent health insurance broker can offer several benefits when it comes to selecting a health insurance plan. Here are a...

Medicare Advantage vs Medigap Medicare Advantage and Medigap are both options for individuals who are eligible for Medicare and looking...

What is a Medigap Policy? Medicare Supplement plans are a type of health insurance for people who have Medicare. They cover the gaps in...

This visit is different from your “Welcome to Medicare” preventive visit which happens in the first 12 months after you have Medicare....

If you have lost your marketplace coverage or did not enroll during the annual enrollment period, there are several options available to...

When you go into Medicare after leaving private or group-based plans, you will be replacing your annual physical with this one-time free...

Sometimes people enroll in a Medicare Advantage plan because they are dazzled by the extra benefits and they don’t understand the...

Many of you know that I started this business 13 years ago after moving to the Chicago area and looking for a new career. This agency...

Since Medicare Advantage and Prescription Drug plans run on a calendar year you may not remember or know this: If you have enrolled in an...

Most Open Enrollment Periods have expired, so most people are locked into their policies for the remainder of 2023. This is true for...

Our January webinars were dedicated to understanding the recent legislative changes that are going to begin taking place in 2023. ...